Real Estate Common Abbreviations

AIACBNG: All Information Assumed Correct but Not Guaranteed
AKA: Also Known As
AOI: Articles of Incorporation
AOS: Agreement of Sale
ARV: After Repair Value
ASHI: American Society of Home Inspectors
B&F: Best and Final (Offer)
BBA: Buyers Broker Agreement
BINSR: Buyer Inspection Notice and Seller Response
BINSR: Buyers Inspection Request, Sellers Response
BMA: Broker Market Analysis
BOM: Back on the Market
BPO: Broker Price Opinion
BTVBCOE: Buyer to Verify Before Close Of Escrow
CAD: Community Association Disclosure
CAD: Community Association Disclosure
CAM: Common Area Maintenance
CAP: Capitalization Rate
CC: Closing Costs
CCR: Covenants, Codes & Restrictions
CCS: Contingent Continue to Show (For homes that are pending but seller wants backup offers)
CD: Closing Disclosure/Closing Docs
CDA: Commission Disbursement Authorization
CF: Call First
CLB: Commercial Loan Broker
CMA: Comparative Market Analysis
CMA: Comparative Market Analysis (though some are changing this name a bit)
COE: Close of Escrow
COE: either Code of Ethics or Close of Escrow
CRM: Contact Relationship Manager
CSS: Centralized Showing System
CTA: Change in Terms Addendum
CTC: Clear to Close
DB: Database
DD: Due Diligence
DOM: Days on Market
DTF: Down to Finance
DTI: Debt to Income ratio
ECOA: Equal Credit Opportunity Act
EI: Escrow Instructions
ELF: Existing Light Fixture
EMD: Earnest Money Deposit
FB: Facebook
FE RPA: Fully Executed Residential Purchase Agreement
FHA: Federal Housing Administration
FHLMC: Federal Home Loan Mortgage Corporation
FKA: Formerly known As
FNMA: Federal National Mortgage Association
FRBO: For Rent by Owner
FROG: Family Room Over Garage
FSBO: For Sale by Owner
FU: Follow Up
GCI: Gross Commission Earned
GFE: Good Faith Estimate
GLA: Gross Living Area
H&B: Highest & Best (Offer)
HECM: Home Equity Conversion Mortgage
HELOC: Home Equity Line of Credit
HOA: Home Owners Association
KB: Key Box (also LB: Lock Box)
LA: Listing Agent
LB: Listing Broker
LBPD: Lead Base Paint Disclosure
LOI: Letter of Intent
LTV: Loan to Value ratio
MIP: Mortgage Insurance Premium
MIP: Mortgage Insurance Premium
MLS: Multiple Listing Service
MOD: Multiple Offer Disclosure
MUH: Multi Unit Housing
O&A: Offer and Acceptance (Which may mean in attorney review)
OLP/SP: Original List Price To (Actual Final) Sales Price
OMC: Owner May Carry (Mortgage)
OOR: Owner of Record
OTP: Offer to Purchase
OTP: Owner’s Title Policy
OTP: Owner's Title Policy
PCO: Post-Closing-Occupancy
PITI: Principal Interest Taxes and Insurance
PMI: Private Mortgage Insurance
PMI: Private Mortgage Insurance
POF: Proof of Funds
POF: Proof of funds
R2R: Request to Remedy
REO: Real Estate Owned (by a bank)
RESPA: Real Estate Settlement Procedures Act
ROI: Return on Investment
ROR: Rate of Return
RPD: Residential Property Disclosure
S/S: Stainless Steel
SCO: Seller Counter Offer
SF: Square Feet
SFD: Single Family Dwelling
SMCO: Sellers Multiple Counter Offer
SOI: Sphere of Influence
SPDS: Sellers Property Disclosure Statement
SQFT: Square Feet
SRPDS: Sellers Real Property Disclosure Statement
SS: Short Sale
TC: transaction coordinator
TI: Termite Inspection
TILA / RESPA: Truth in Lending Act/Real Estate Settlement Procedures Act (New Integrated Disclosure Documents)
USDA: United States Department of Agriculture
UST: Underground Storage Tank
VA: Veterans Affairs
VKB: Vacant Key Box
VOE: Verification of Employment
WDI: Wood Destroying Insect inspection
WIC: Walk in Closet

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